Credit Card cost calculator

Get an idea of how much interest you might pay with a Cashplus Credit Card.

Please note, this calculator is just a guide and is designed to show you the cost of short-term borrowing on a single purchase.

It's not designed to show you the cost of borrowing on multiple purchases, borrowing over more than 56 days, or the impact repayments will have on paying off your balance.

All calculations are made in the assumption that you have made your payments on time. The calculator uses a single interest rate, but the interest rates for purchases or cash advances (such as ATM withdrawals, travellers's cheques, foreign currency, gambling stakes, casino chips or other cash alternatives) may vary, so you'll need to choose the relevant rate to see how much they could cost you.

If you pay the whole balance shown on your most recent credit card statement by the due date each month, you can benefit from interest free days.

Amount you borrow
£0 £5,000
Interest rate
1% 49.9%
Number of Days you borrow for
1 56

Borrowing for at interest* will cost you in interest

* - daily interest rate

Representative APR (variable)

The calculation is based on the whole balance (amount due) across the average number of days selected. It assumes that you have a single transaction or balance from a specific point in time and no further transactions will be made until you make a payment.

Please be aware that any of the following could impact how much you owe in the end:

Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK.

For full website terms including information on Cashplus Bank, Mastercard and use of Trademarks, please see our full legal disclosures at

Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). APS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140.

APS provides credit facilities subject to approval and affordability, and where accounts continue to meet APS credit criteria.

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