Legal Information

Account Terms and Conditions

Cashplus Accounts are available to applicants aged 18+ years and resident in the UK, and, if relevant, businesses  based in the UK.

About Cashplus, AFL and APS

Cashplus is a trading name of Advanced Payment Solutions Ltd (APS).
Cashplus cards are  issued by APS Financial Ltd (AFL) pursuant to license by Mastercard International Incorporated.
AFL is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (EMRs) for the issuing of electronic money (FRN 90002).
Cards are serviced and operated by Advanced Payment Solutions Ltd (APS)  on behalf of AFL. AFL is a wholly owned subsidiary of APS.
AFL & APS registered address is 6th Floor, One London Wall, London EC2Y 5EB. Registered in England and Wales under company numbers 06029941 & 04947027 respectively.

Credit Information

Credit facilities are provided by APS and are subject to the AFL Cashplus e-money account being in good standing.
APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 671140), and AFL is an Introducer Appointed Representative of APS.

How We Keep Funds in Your Account Safe

In accordance with the Electronic Money Regulations (EMRs), we ensure that all funds received from customers for e-money are safeguarded in a regulated bank account, separate from any company money. This means that in the event of APS becoming insolvent, the e-money is protected from other creditors’ claims and can be repaid to customers. Cashplus prepaid accounts aren’t covered by the Financial Services Compensation Scheme.

Use of Trademarks

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Android is a trademark of Google Inc. Google Play is a trademark of Google Inc.

Using the Cashplus Mobile App

Data charges from your mobile network provider may apply when using the Cashplus Mobile App

Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK. For full website terms including information on Cashplus, Mastercard and use of Trademarks, please see our full legal disclosures. Credit facilities are provided by Advanced Payment Solutions Ltd (APS) and are subject to the AFL Cashplus e-money account being in good standing and applicants aged 18+. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 671140). ♦Calls to 03 numbers cost no more than a national rate call to a 01 or 02 number and will count towards inclusive minutes in the same way as 01 and 02 calls. Calls may be recorded.