Get ready for Open Banking
With Open Banking it’s never been easier to stay in complete control of your money, from managing payments to staying secure and making the most of every penny and pound.
How are we using Open Banking?
With Open Banking still in its infancy, we're building a solid foundation to start with. This means customers can share certain parts of their Cashplus Bank Account and payment information with any regulated third party provider (often called a TPP) listed on the Open Banking Directory.
With Open Banking our customers can:
Share account information
- Account name, number and sort code
- Account balance and statements
- Information on scheduled payments, Direct Debits and standing orders
- Details of regular account transactions
Make payments
- Allow TPPs like retailers to ask for payment direct from a Cashplus Bank Account when buying goods and services from them.
Cashplus APIs
Our fully integrated digital tools work seamlessly and in sync with your websites, apps and office back-end systems.
Payments API
Send batch or single payments at low cost
Our Payments API lets you offer integrated and automated single, bulk and batch payments quickly, saving you up to 45% on transaction fees.*
Applications API
Create new accounts in seconds
Give your clients and customers instant, easy access to Cashplus Business Bank Accounts they can open in seconds direct from your platform or app.
Accounts API
Real-time transaction and balance
Connect your clients’ Cashplus Business Bank accounts to your platform or app for real-time financial analysis with automated reconciliation.
Try us out
Get access to the Cashplus Bank sandbox and start developing your apps against test data in a live exact replica production environment. Designed and built by developers with RESTful Web API services and the swagger Toolset.
Ask an expert
If you'd like to know more about how Cashplus Bank APIs can help your business deliver faster, more reliable and secure payment and payroll solutions, speak to one of our business development team today.
*The average savings for Cashplus corporate customers is 45%, lowering the average faster payment transaction fee by £0.48. Potential savings can be up to 85%.
Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK.
For full website terms including information on Cashplu Banks, Mastercard and use of Trademarks, please see our full legal disclosures at https://www.cashplus.com/legal/.
Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). APS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140.
*The Cashplus Payments API can save at least 50% for corporate customers, lowering the average Faster Payment transaction fee from around 65p to 33p. Some 355m payroll payments[1] were processed in 2021, and 3.4bn Faster Payments[2]. [1] https://newseventsinsights.wearepay.uk/media/vn0jb2f2/annual_processing_statistics_2021.pdf [2] http://www.fasterpayments.org.uk/statistics
