Cashplus Business Extra

From self employed accountants, to freelance graphic designers, restauranteurs, and shop owners.

Whatever your business, we've got you covered. 

Open an account now

Open your account in minutes.

20 free payments and transfers each month.

Instant

Simple sign up

Open an account in minutes online and start taking payments straight away.

Transaction

We've got your cashback

Earn up to £1,000 a month with 0.5% cashback. Up to £12,000 a year, in your bank account just for spending on your card with cashback. 

Phone

Get help when you need it

Call our experienced UK team or message us via our Bank app to get answers to any questions and quickly sort out any issues for you. 

We've already helped over 650,000 people get their business off the ground.

Security you can rely on 

Cashplus is a British Bank, fully regulated by the Financial Conduct Authority (FCA). This means that your money is always protected by the FSCS (Financial Services Compensation Scheme) and by fraud alerts, all day, every day. 

Tools to help you manage your money

  • Check your balance and get payment notifications   
  • Accounting integration that connects to leading packages (Xero, Quickbooks, Sage). Download statements to your phone or laptop 
  • Set aside money using pots for unexpected expenses, taxes, VAT, and business goals  
  • Cashflow flow tracking allows you to track money coming in and out and create customised categories to manage spend  
  • Create and send your invoices through online banking or in app. Get notified as soon as the money hits your account 
  • Digitise your receipts instantly and manage them online and in app 
  • Record and submit your VAT return using the Making Tax Digital (MTD) compatible tool in online banking  

Add value to your spending with 0.5% cashback 

With cashback, the more you spend, the more you can make. Earn up to £1000 a month - up to £12,000 a year, in your bank account just for spending in your account.  

  • Spend money as you normally do in your account   
  • Easily view which transactions qualify for cashback in your statement and through spending  
  • View how much you’re earning throughout the month as you’re spending      
  • The cashback you’ve earned will be paid out at the end of the month. Get notified as soon as the money hits your account  
  • Extra
  • Go
  • Card issuing fee Contactless Mastercard
  • Payments & transfers Sending money
  • Payments & transfers Receiving money
  • Cash deposits At any UK Post Office* The fee for paying in cash at a Post Office is 0.5% of the total amount paid in, or £3 minimum.
  • UK ATM withdrawals Terms apply*
  • ATM withdrawals abroad Terms apply*
  • Foreign exchange Transaction fee
  • Additional cards Up to 20 cards
  • Cashback On your card spend**
  • Creditbuilder Improve your credit score
  • In-app messaging Message us via our Bank app
  • Accounting integrations Inc. Xero, Quickbooks & Sage
  • Pots Ringfence money
  • Create invoices To make payments easier
  • Spending reports Categorise spending automatically
  • Export statements PDF or CSV format
  • UK phone support Liverpool based
  • Extra
    £9 /month
  • Free
    Card issuing fee Contactless Mastercard
    Free
  • 20/month free, 30p after
    Payments & transfers Sending money
    20/month free, 30p after
  • Free
    Payments & transfers Receiving money
    Free
  • 0.5% fee
    Cash deposits At any UK Post Office* The fee for paying in cash at a Post Office is 0.5% of the total amount paid in, or £3 minimum.
    0.5% fee
  • Free
    UK ATM withdrawals Terms apply*
    Free
  • Free
    ATM withdrawals abroad Terms apply*
    Free
  • 0%
    Foreign exchange Transaction fee
    0%
  • £5.95 each
    Additional cards Up to 20 cards
    £5.95 each
  • 0.5%
    Cashback On your card spend**
    0.5%
  • Available
    Creditbuilder Improve your credit score
    Available
  • In-app messaging Message us via our Bank app
  • Accounting integrations Inc. Xero, Quickbooks & Sage
  • Pots Ringfence money
  • Create invoices To make payments easier
  • Spending reports Categorise spending automatically
  • Export statements PDF or CSV format
  • UK phone support Liverpool based
  • Apply Now
  • Go
    £0 /month
  • £9.95
    Card issuing fee Contactless Mastercard
    £9.95
  • 3/month free, 30p after
    Payments & transfers Sending money
    3/month free, 30p after
  • Free
    Payments & transfers Receiving money
    Free
  • 0.5% fee
    Cash deposits At any UK Post Office* The fee for paying in cash at a Post Office is 0.5% of the total amount paid in, or £3 minimum.
    0.5% fee
  • £2 each
    UK ATM withdrawals Terms apply*
    £2 each
  • £3 each
    ATM withdrawals abroad Terms apply*
    £3 each
  • 2.99%
    Foreign exchange Transaction fee
    2.99%
  • £5.95 each
    Additional cards Up to 20 cards
    £5.95 each
  • Cashback On your card spend**
  • Creditbuilder Improve your credit score
  • In-app messaging Message us via our Bank app
  • Accounting integrations Inc. Xero, Quickbooks & Sage
  • Pots Ringfence money
  • Create invoices To make payments easier
  • Spending reports Categorise spending automatically
  • Export statements PDF or CSV format
  • UK phone support Liverpool based
  • Apply Now

*There are some cash deposit limits on accounts. For more info visit the limits page or read our FAQs. Some finance institutions or associations, or paying-in outlets may charge additional fees. 

**Cashback Terms and Conditions apply.

See what our customers think...

Testimonial 5 stars
Hassle free banking "I opened my business account with Cashplus recently. Everything was so easy to do and my account was opened instantly. The idea of lodging cash at the post office is an extra benefit."
Testimonial 5 stars
My first business banking experience "My first business banking experience can't fault the service I've received absolutely 5 star."
Testimonial 5 stars
Set up an account to run a business "Set up an account to run a business. Ideally suited, because if it's not there, it can't be spent! Used mainly for online spending and receiving money. The security is very comforting too. So far, so good!"
Testimonial 5 stars
Excellent "I've got a business and personal account with Cashplus. Never had any issues at all over the last 2 years! Excellent!"
0330 024 0924

Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK.

For full website terms including information on Cashplus Bank, Mastercard and use of Trademarks, please see our full legal disclosures at https://www.cashplus.com/legal/.

Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). APS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140.

APS provides credit facilities subject to approval and affordability, and where accounts continue to meet APS credit criteria.

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