Ahead of the curve

The journey to kickstarting a brilliant business idea or saving for a trip of a lifetime starts here.

Proving it’s possible

Financial services shouldn’t get in the way of life, they should enrich it. Although we’re not a bank, we build on 14 years of success, to continue to create the UK’s most seamless banking services experience. From introducing the first UK prepaid card to being the first non-bank to offer a current account, we’ve been offering innovative products to 1.6 million customers long before the new guys showed up.

An outstanding track record



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Leading the fintech revolution before 'fintech' was a thing. Cashplus is one of the original UK non-bank challengers to banks, and the only one to become profitable.

Ingenious products, simply delivered

We haven’t just talked big, we’ve spent over a decade building a suite of digital banking services, offering instant online application decisions and real-time account information, perfect for an online, on-demand generation.


From our award-winning instant current accounts, to business expense cards, to travel currency cards, we have a tailored solution, with ground-breaking features, to help businesses and individuals make their money work harder for them.



For startups struggling to get a financial foothold, and consumers looking to build or re-build their credit rating, Cashplus can provide a cashflow boost with our unique instant credit solutions and credit cards. And we’re the only UK challenger to banks with a solution that helps to stop Direct Debits rejecting and purchases being declined.

Products packed with unconventional extras

For people who agree ‘no’ is not an option and now is never soon enough

For entrepreneurs boldly setting up a new business, savvy online shoppers protective of their personal details and wages, and anyone standing up to a banking system that has turned its back on them, Cashplus is the first choice.


For nearly 100,000 small to medium businesses, the journey to entrepreneurship has started with Cashplus. 40% came to us after they were declined by a High Street bank. The rest were mostly drawn by our guaranteed instant account opening, once the business and personal details are verified, and for our integration into accounting software for easy cashflow management and tax preparation.

Sole Traders

For plumbers, taxi drivers, market traders, pub landlords… (we could go on), the Cashplus Business Account is the first choice, with no credit or trading history, or time consuming branch visits required.



With the help of over 650 leading accountancy, company formation and sharing economy partners, as well as through our direct links with Companies House, we can get an account opened in as little as 3 minutes, for the nearly 600,000 new Limited companies formed per year.


Our account opening speed has saved thousands of contractors, caught off guard by the HMRC requirement to have a business account set up to receive their payments.


There are 8+ million British consumers sick and tired of the barriers that make everyday banking a chore. For those rejected by the banks or think the banks should be doing better, our debit and credit services aren’t just an alternative but a leap forwards in design, delivery and functionality. So we’re now the primary banking services provider for 30% of our customers – a 200% increase in the last 3 years.

A name you can trust

The Cashplus Group directly holds all licences and permissions to issue and manage both our consumer credit and e-money products ourselves, unlike most neo and challenger banks.

Meet our Executive Team - with over 250 years' experience across 4 continents

Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK. For full website terms including information on Cashplus, Mastercard and use of Trademarks, please see our full legal disclosures at https://www.cashplus.com/legal/. **Credit facilities are provided by Advanced Payment Solutions Ltd (APS) and are subject to the AFL Cashplus e-money account being in good standing and applicants aged 18+. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 671140). ♦Calls to 03 numbers cost no more than a national rate call to a 01 or 02 number and will count towards inclusive minutes in the same way as 01 and 02 calls. Calls may be recorded.