No credit check to open an account Perfect for any type and size of business
Our business current account comes with a Mastercard® Business Card and it's available to any type or size of business or organisation:
- Public or private
- Sole traders, Limited Companies, Partnerships
- Multinationals, Charities, Government
Once your application's approved, your card will arrive in 3-5 working days.
Then you can:
Pay in cash or load money via bank transfer
Use your card online and instore or to withdraw cash
Pay bills, suppliers and expenses online
The Cashplus Business Current Account has great features designed with small businesses in mind.
Free to receive bank transfers
No monthly account management fees
No UK purchase transaction fees
Making money management easy for you is our priority, so you can focus on growing your business.
Pay in cash at any UK Post Office
The account will be in your business' name
Set up Direct Debits and Standing Orders for free
Register it for Merchant Services and with HMRC
An ideal expenses solution
Significantly reduces costs – free bank transfers and UK purchases
Total centralised control
Decrease admin and employee fraud
Improve audit trail and expenses reconciliation
Our Business Account can also be used to retain control of employee spend and reconcile expenses.
- One low annual fee
- Track expenses, block certain transactions and cards
- Order up to 20 additional cards
- Download statements for each card in CSV format online
- Manage cards and reconciliations online via a centralised management system
- Integrated with most accounting software
Join the tens of thousands of businesses enjoying the low costs and benefits of our account
Free bank transfers into your account
Free to set up Direct Debits and Standing Orders
One low annual fee
Any size of UK business or organisation can apply for our account – even if you don't have a credit or trading history. Applying's easy and you'll benefit from:
- Simple and instant payment to card
- Ability to restrict card usage to reduce fraud and control spending
- Purchase protection at no extra cost
- Improved tax reporting, record keeping, and control for audit purposes
- Online servicing, bank transfers, and free additional EURO & US$ currency cards
All this for one low annual fee. For a full fees summary, please see Terms and Conditions.
Simply apply now and once your application is approved, you'll receive your card in 3 – 5 working days.
A fresh alternative
Over 2.2 million Cashplus cards already issued since 2008
More than £15 billion in payments processed
One of the most awarded payment solutions providers in Europe
Advanced Payment Solutions Limited (APS), provider of the Cashplus Business Account, was established back in 2004. With headquarters in London, we operate throughout the UK.
APS Financial Limited (AFL) is a wholly owned subsidiary of APS. As an Electronic Money Institution, AFL issues cards and safeguards your money. For more information, see our Legal Information page.
We understand how vital it is that you can trust us with your money, so we're members of and regulated by:
Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK. For full website terms including information on Cashplus, Mastercard and use of Trademarks, please see our full legal disclosures at https://www.cashplus.com/legal/. **Credit facilities are provided by Advanced Payment Solutions Ltd (APS) and are subject to the AFL Cashplus e-money account being in good standing and applicants aged 18+. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 671140). ♦Calls to 03 numbers cost no more than a national rate call to a 01 or 02 number and will count towards inclusive minutes in the same way as 01 and 02 calls. Calls may be recorded.