Get a Cashplus Business Bank account in minutes

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• How do I apply for a Cashplus Business Account?

  Applying for a Cashplus Bank Account and Debit Card is simple and easy as long as we can verify the details we need from you. For business applications, we'll need to verify that your business is based in the UK. Limited companies will also be required to confirm the date of birth and home address of any Persons of Significant Control (PSCs). Here's what you need to provide. 

• Will applying for a Cashplus Bank Account affect my credit rating?

  No. There are no credit checks to open an account.

  For our Personal account holders, we could help you improve or build your credit history at no extra cost by adding our Creditbuilder service to your account.

• How can I check on the progress of my Bank Account application?

  You can see how quickly your Bank Account application is moving along by using our application status tracker. You’ll just need your ten digit application reference number that appeared on the confirmation email or letter that we sent when you applied.

• What documents can I use to verify my details?

  When you apply for a Bank Account, checks need to be done to verify your identity. This may mean you’ll need to share certain documents with us that we can use to verify your personal details.

  You can see exactly what you need to provide in the account application confirmation email we sent you along with details of how to share them with us. If you haven’t seen this email, please check your spam folder or contact us.

  Here’s a list of the documents we’ll accept, broken down into proof of identity and proof of address categories.

  It’s important that your documents are clear, legible, valid and current. You also can’t use the same document to verify both your identity and address, so if you’re using your UK Driver’s licence, you’ll also need another form of ID as well.

  For proof of identity:

  • A copy of your passport
  • A copy of your UK driver’s licence - Please include copies of the front and back of your card (we won’t accept just the paper counterpart)
  • A copy of your EU driver’s licence - Please include copies of the front and back of your card
  • EEA member state ID card - Please include copies of the front and back of your card
  • Firearms certificate or shotgun licence - Please include copies of the front and back of your licence
  • Northern Ireland electoral ID card - Please include copies of the front and back of your card
  • Construction industry scheme card - Please include copies of the front and back of your card
  • Military ID card - Please include copies of the front and back of your card
  • Biometric Residency Card - Please include copies of the front and back of your card

  For proof of address:

  • A copy of your UK driver’s licence - Please include copies of the front and back of your card (we won’t accept just the paper counterpart)
  • A bank or building society statement - This can be either an original statement or PDF dated within the last three months and not a print out or copy (PDFs are only accepted if they’re accompanied by a Passport or UK Drivers License)
  • A utility bill - This needs to be an original bill dated within the last three months and not a print out or copy (we won’t accept mobile phone contracts)
  • Benefits or DWP Pension confirmation - Please include a copy from the current or new tax year
  • Council tax bill - Please include a copy from the current tax year
  • Any letter from HMRC - This includes things like confirmation of a tax code and must include your national insurance number and be dated within the last three months
  • Tenancy agreement from a council or housing association - This needs to be dated within the last three months and can’t be a private tenancy agreement
  • Credit card or store card statement - This needs to be an original statement dated within the last three months and not a print out or copy
  • Council rent card - This needs to be an original document dated within the last three months and not a print out or copy
  • Firearms certificate or shotgun licence - Please include copies of the front and back of your licence
  • Bankruptcy Order, Bankruptcy Restriction Order or Debt Relief Order - Please include a copy dated within the last three months
  • Mortgage statement - This needs to be an original statement dated within the last three months and not a print out or copy
  • Inland Revenue Notice of Tax Coding - Please include a copy from the current or new tax year
  • Solicitor’s letter - This needs to be an original document dated within the last three months and not a print out or copy

  For partnerships or limited liability partnerships:

  If you’re applying as a partnership or limited liability partnership, you’ll need to send in the relevant documents for each partner involved, not just one.

  For charities:

  If you’re applying as a charity, you’ll need to upload a letter of authority on headed paper listing all trustees to the charity along with proof of identity documents for each trustee to the charity. A proof of identity document is a document verifying the identity of your trustee (to see what documents we accept, refer to the list above).

  Your letter of authority must be a signed letter by a trustee, sent on official letterhead, stating all the trustees to the charity and identity documents for each trustee to the charity.

• What do I need to do to log in to Online Banking?

  To log in, you’ll need the latest version of the Cashplus Bank App so that you can generate the verification code needed to access Online Banking. This is the recommended and most secure way to receive the required verification code. Alternatively, if you can’t use the app, you’ll need to call us to purchase a Code Key for £8.00.

  You’ll also need to make sure we have your most up to date contact details so we can send you a verification code by SMS and update your security settings by creating some memorable questions and answers. If you haven’t done this already, simply log into Online Banking, and follow the prompts, set your memorable questions, and then you’re good to go!