Pricing Explained
Not everyone has the same needs when it comes to their current account.
Whether it’s a secure means for shopping online, a simpler way to manage your business expenses or household bills, or you’re simply ready to switch from your bank account, we think we’ve got you covered.
Over the years, we’ve taken the time to understand exactly how our customers are using their current accounts and debit cards and created a set of pricing plans that meet your needs, and charge you a fair price for the services you’re using. The choice is yours.
Our Pricing Plans
- Business Pricing
- Personal Pricing
| Business Go | Business Extra | |
|---|---|---|
|
Account Fee |
£0/month |
£9/month |
|
Card Fee |
£9.95 |
£0 |
|
Cashback |
N/A |
0.5% |
|
Payments |
3 free then £0.30 |
20 free then £0.30 |
|
ATM |
£2.001 (£3 Non-UK) |
£0.001 (£0 Non-UK) |
| Business Creditbuilder |
Not available |
Available |
|
Online banking & Bank app |
Available |
Available |
|
Phone support |
Available |
Available |
|
In-app support |
Not available |
Available |
|
Point of sale |
Free |
Free |
|
Account balance limit |
Max £50k |
Max £250k |
|
Additional debit cards |
£5.95 per card |
£5.95 per card |
|
Post Office cash deposits |
0.5% fee. Min £3 |
0.5% fee. Min £3 |
|
Spending reports |
Available |
Available |
|
Accounting integrations |
Available |
Available |
|
Direct Debit |
Free |
Free |
|
FX |
2.99% |
2.99% |
|
International inbound |
£15 |
£15 |
| Apply |
1: Some financial institutions or associations, or paying-in outlets may charge additional fees. Please check at the time you withdraw or pay into your account.
2: There are some cash deposit limits on accounts. For more info visit the limits page or read our FAQs.
| Activeplus | Freedom | |
|---|---|---|
|
Card Issue Fee |
£5.95 |
£9.95 |
|
Monthly Account Fee |
£5.95 |
Free |
|
UK Purchases (£) |
Free |
Free |
|
Electronic Payments and Transfers (including Standing Orders) |
Free – up to 20 each month1 |
Free – up to 9 each month2 |
|
Direct Debits |
Free |
Free |
|
Additional Cards |
£5.95 |
£5.95 |
|
Post Office cash deposits |
0.5% fee. Min £3 |
0.5% fee. Min £3 |
| Deposit by Bank Transfer |
Free |
Free |
|
ATM withdrawals (UK) |
£0.00 |
Free |
|
ATM withdrawals (Non UK)3 |
£0.00 |
£3.00 |
1: Your first 9 electronic transfers are free each month. After that, a fee of £0.99 will apply for each transfer.
2: Your first 3 electronic transfers are free each month. After that, a fee of £0.99 will apply for each transfer.
3: There are cash deposit limits on accounts. For more info visit the limits page or read our FAQs.
Some financial institutions or associations, or paying-in outlets may charge additional fees. Please check at the time you withdraw or pay into your Account.
Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK.
For full website terms including information on Cashplus Bank, Mastercard and use of Trademarks, please see our full legal disclosures at https://www.cashplus.com/legal/.
Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). APS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140.
APS provides credit facilities subject to approval and affordability, and where accounts continue to meet APS credit criteria.
