Instant Approval

100% Guaranteed

 Once we verify your name and address, our Cashplus Current Account is yours

The great alternative to a credit card

It’s welcomed worldwide – online, instore and over the phone. Simply pay in money with a UK bank transfer or cash and use it like you would a debit card.

No credit check to open an account 

No links to your bank account

No interest to pay

You can even have wages paid to it, making it a great alternative to a bank account. And, If you’re over 18 and a UK resident you’re guaranteed to be approved for our Current Account.

Cashplus Mobile App

Check your balance and recent transactions in real-time, on the go 

Apply Now
Creditbuilder

You could improve your credit rating at no extra cost! Simply add Creditbuilder to your account. 

Build or improve your credit rating, whatever your circumstances

Featured on moneysupermarket.com
Already helping tens of thousands of customers

Creditbuilder’s designed to help establish your credit profile and could improve both your credit history and your credit rating. And, it’s yours at no extra cost. Find out more about our Creditbuilder product.

There's lots of reasons to say yes to adding Creditbuilder to your account

Representative Example:

Amount lent: £71.40 for 12 months

Payments: 12 monthly payments of £5.95

Total amount payable: £71.40

Interest rate: 0%

Representative APR: 0% APR 

Add additional cardholders

Have up to four additional cards linked to your Cashplus Account

Apply Now

Online shopping

Don’t risk your bank account balance – shop safely and securely and set a budget with the Cashplus prepaid card.

No link to your bank account 
Welcomed all over the internet 

Purchase protection at no extra cost

  • Grab online shopping bargains without risking your bank or credit card details
  • Safely buy anything from groceries and insurance to TVs and flights
  • Comes with fraud and Purchase protection for added peace of mind

Order free € and US$ Currency Cards 
Use abroad with no FX fees.

Apply Now

Purchase Protection

Protect purchases against companies going bankrupt and dodgy websites. Shop confidently with your Cashplus Mastercard. Most purchases you make with your Cashplus card are automatically covered by purchase protection - as long as you use the card in line with the Terms and Conditions. 

Protection if goods are damaged, never arrive or a company goes bust

Help if you don’t get what you paid for online, instore or by phone  

Safer for buying things than using cash or a debit card

Use your card just like you would a credit card

For everyday purchases, shopping online and cash withdrawals

Apply Now

What does it cost?

For just £5.95 a month, you can get loads of great free extras, including Creditbuilder and many more. Avoid unexpected charges with your Cashplus Mastercard. For a full fees summary see our terms and conditions.

Unlimited UK purchases at no extra cost

No charge for UK payments and transfers – including Direct Debits

Free to Pay in – by bank transfer and with wages payments

Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK. For full website terms including information on Cashplus, Mastercard and use of Trademarks, please see our full legal disclosures at https://www.cashplus.com/legal/. **Credit facilities are provided by Advanced Payment Solutions Ltd (APS) and are subject to the AFL Cashplus e-money account being in good standing and applicants aged 18+. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 671140). ♦Calls to 03 numbers cost no more than a national rate call to a 01 or 02 number and will count towards inclusive minutes in the same way as 01 and 02 calls. Calls may be recorded.