The Business Current Account
for Contractors and Freelancers


Quick and Simple online application         Compatible with all leading accountancy platforms

Making money management easy for you is our priority, so you can focus on contracting

You'll receive your Account Number and Sort Code as soon as your application is approved, and your card will arrive in 3-5 working days.

  • Instant online decision
  • Invoice your clients and accept payments within minutes of approval
  • Free to pay in by bank transfer

The Cashplus Business Current Account comes with a Mastercard® Business Card and is an ideal choice for Contractors and Freelancers.

  • Use your card online and instore or to withdraw cash
  • Pay bills, suppliers and expenses online
  • No credit checks to open an account

The Cashplus Business Current Account has great features designed with small businesses in mind

Free to receive bank transfers

No monthly account management fees

No UK purchase transaction fees

Join the tens of thousands of businesses enjoying the low costs and benefits of our account

One low annual fee

Online Servicing

Compatible with all leading accountancy platforms

Time-saving and cost saving, making it easier for you to run your business. Even if you don't have a credit or trading history, applying is easy and you'll benefit from:

  • Simple and instant payment to card
  • Improved tax reporting, record keeping, and control for audit purposes
  • Online servicing, bank transfers, and free additional EURO & US$ currency cards


All this for one low annual fee. For a full fees summary, please see Terms and Conditions.

Simply apply now and, if your application is approved, you'll receive your card in 3 – 5 working days.

A fresh alternative

Over 2.2 million Cashplus cards already issued since 2008

More than £15 billion in payments processed

One of the most awarded payment solutions providers in Europe

Advanced Payment Solutions Limited (APS), provider of the Cashplus Business Account, was established back in 2004. With headquarters in London, we operate throughout the UK.

APS Financial Limited (AFL) is a wholly owned subsidiary of APS. As an Electronic Money Institution, AFL issues cards and safeguards your money. For more information, see our Legal Information page.

We understand how vital it is that you can trust us with your money, so we're members of and regulated by:

Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK. For full website terms including information on Cashplus, Mastercard and use of Trademarks, please see our full legal disclosures at **Credit facilities are provided by Advanced Payment Solutions Ltd (APS) and are subject to the AFL Cashplus e-money account being in good standing and applicants aged 18+. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 671140). ♦Calls to 03 numbers cost no more than a national rate call to a 01 or 02 number and will count towards inclusive minutes in the same way as 01 and 02 calls. Calls may be recorded.