Like a bank account, just better.

(Say 90% of our customers anyway)

Apply now

Looking for something extra from your current account and debit card?

You’re our kind of customer.

We’ve designed Cashplus Accounts so that you can use them just like a traditional bank account (if you like). But, if you want something more – we’ve got that covered too.

 

Instant Account Number and Sort Code

We know how important it is to be able to start taking payments as a business, so we’ll provide your new account details instantly, online.

Business Mastercard

Your contactless business Mastercard will be with you in 3-5 business days once approved, personalised with your business’ name.

Payments and Transfers

Send faster payments from your business current account from the mobile app or Online Servicing. Pay bills, suppliers and employees easily.

Centralised Account Management System

Manage any additional employee and business expense cards or travel cards centrally, via one online system. Track spend, move money, add or block cards and restrict transactions.

Mobile App and Online Servicing

Manage your account 24/7 from any device. Get real time balance information, statements, add payees send payments and apply for extras.

Download statements

Improve your tax reporting, record keeping and audit trails via downloadable statements in CSV or OFX, straight from your online account.

iDraft

Eligible customers can add a business idraft to their account easily in Online Servicing or our mobile app, with a limit up to £2,000.

The Cashplus API

Integrate our current accounts with new and existing applications. We’re working on opening access to our services even more.

Post Office Banking Services

Our association with the Post Office means you can pay cash into your account at any UK branch. The money will be available instantly.

Straightforward Pricing

Our accounts come with a £69 annual fee and any other charges will be based on how you’re using the account - so you’re never paying for features you don’t need.  

Business Cash Advance

We want your business to succeed and we know that poor cash flow can be one of the biggest problems for new and small businesses.  We’ve designed our up to £15,000 cash advance to help with just that.  

UK Based Customer Services Team

Get account information, report your card lost or stolen or speak to one of our friendly team in the north!

Business Expense Cards

Add up to 99 additional cards to your business account to provide to your employees, for simpler expense management.

Fraud Monitoring

We’ll keep your account activity in check with 24 hour fraud monitoring for your security.

Ready to Apply? 

Start your application now. It takes just 4 minutes! 

Creditbuilder

Designed to help improve your credit rating, Creditbuilder turns your monthly fees into a loan agreement, so there’s no extra cost to add it onto your account.

iDraft

Eligible customers can add an idraft to their account easily in Online Servicing or our mobile app, with a limit up to £250. 

iAdvance

Sometimes life just happens. We understand that – if your income couldn’t quite keep up this month, we’ll do our best to help out with some short term credit.

Contactless Debit Mastercard

Pay your way online, instore and over the phone in over 200 countries worldwide – wherever you see the Mastercard acceptance mark.

Mobile App and Online Servicing

Manage your account 24/7 from any device. Get real time balance information, statements, add payees send payments and apply for extras.

Debit Protect

Forgot about that Direct Debit you set up to stay on top of your bills? We’ll let you know if we think it’s going to bounce, and if you’re eligible, we’ll lend you the amount to cover it.

Payment Alerts

You don’t like rejected payment fees and neither do we. If we know you’ve got a Direct Debit due and can see there’s not enough money in your account to cover it, we’ll send you a reminder to pay in!

Direct Debits & Standing Orders

Stay on top of your bills by setting up Direct Debits from your account, or arranging standing orders for any recurring payments.

UK Based Customer Services Team

Get account information, report your card lost or stolen or speak to one of our friendly team in the north!

Post Office Banking Services

Our partnership with the Post Office means you can pay cash into your account at any UK branch. The money will be available instantly.

Purchase Protection

Shop online with added peace of mind. With the Cashplus Debit Card you’ll benefit from protection on most purchases you make online.

Ready to Apply? 

Start your application now. It takes just 4 minutes. 

Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK. For full website terms including information on Cashplus, Mastercard and use of Trademarks, please see our full legal disclosures. Credit facilities are provided by Advanced Payment Solutions Ltd (APS) and are subject to the AFL Cashplus e-money account being in good standing and applicants aged 18+. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 671140). ♦Calls to 03 numbers cost no more than a national rate call to a 01 or 02 number and will count towards inclusive minutes in the same way as 01 and 02 calls. Calls may be recorded.