A Current Account that could build credit history?

Doing it the traditional way's never been our thing. 

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Taking you from stop to go in minutes.

Apply for a personal current account

Fast. Simple. Smart

Managing your money’s probably never going to be fun - we get that.

So we’ve focused instead on making it the easiest and fastest it can be.

Cashplus. Where opening your current account can be as quick and painless as ordering your Friday night takeaway from your favourite delivery app.

First things first  

Let’s get straight to the point. There are certain features you just expect from a current account.

So before we get onto the latest and greatest things we’ve been working on, we want you to know that we’ve got the basics down:

  • Unique Account Number and Sort Code
  • Same day payments in and out of your account
  • Contactless Debit Mastercard
  • Online Servicing and Mobile App
  • iDraft subject to approval

The Bells and Whistles 

We’ve got pretty special features that our customers seem to like. Here's a couple we think you'll like to.

 

Creditbuilder 

The first of it's kind in the UK. Add it onto your current account and it could help build your credit rating at no extra cost. 

iDraft

Eligible customers can add an iDraft to their account easily in Online Servicing or our Mobile App, with a limit up to £250. 

Post Office Banking Services

We've teamed up so you can load your account with cash at any UK branch. Money's available in your account immediately! 

Not your average mobile app

Ever find yourself frustrated because there are so many things you (still) have to login via your PC for? Not anymore. The new Cashplus Mobile App is fully equipped with every feature of our Online Servicing site. Add new payees, apply for an iDraft and add cards – simple.

In Safe Hands 

Any funds you keep with us are completely safeguarded.

We keep them in a regulated bank account, separate from any company money, as required by the Electronic Money Regulations. This means your money is never used or accessed by us - except to make it available to be repaid to you. Some might say that’s more secure than a High Street bank.

All that aside, we know you don’t want to put your money in just anyone’s hands.

Find out more about who we are and what we’ve spent our 12-year history doing.

The Fine Print 

We want you to have all the information you need, so you can make the choice that’s right for you.

Our Personal Current Account has three different pricing levels.

We’ve tailored them to how our customers typically use our accounts, to make sure we can offer a solution that’s going to work for you. View them any time you like here. 

Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK. For full website terms including information on Cashplus, Mastercard and use of Trademarks, please see our full legal disclosures. Credit facilities are provided by Advanced Payment Solutions Ltd (APS) and are subject to the AFL Cashplus e-money account being in good standing and applicants aged 18+. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 671140). ♦Calls to 03 numbers cost no more than a national rate call to a 01 or 02 number and will count towards inclusive minutes in the same way as 01 and 02 calls. Calls may be recorded.