Welcome to the Cashplus Community

Keep an eye on this page for the latest insights, tips, and guides for running your business and managing your money, through our wide range of blog posts, articles and everything in between.

Money mules and scammers

Find out about money mules, how they operate, what you should be aware of and any potential consequences 

How will 2024 National Insurance and Income Tax changes impact you?

Information around the changes to Class 1, Class 2 and Class 4 National insurance, as well other notable changes for 2024/25

Six tips to complete your self assessment tax return quickly

Information around filing software, time management, government forms and more

Taking card payments as a small business

The benefits of taking card payments as a business as well as different payment processing solutions

Sole trader vs Ltd company: Saving tax and other considerations

Key considerations to take into account when you're starting your own business

The essential guide to intellectual property

Find out what intellectual property is, the main forms of it and why it's so important to your business. 

2023/24 tax year changes that sole traders should know about

Find out what's changing for sole traders for income tax, national insurance, capital gains tax and more in the new tax year

Making Tax Digital for income tax delayed

We've looked into the details around the latest Government decision to delay Making Tax Digital for a further two years

Tax form or letter

Self-assessment tax returns

21 things you need to know before filing and completing your first self-assessment tax return

Pound sign on form

SA800 Partnership Tax Returns – What you need to know

A guide to provide some insight into what SA800 is, who is responsible for completing it, deadlines, potential fines and more

Employee with ID card

The self-employed yearly checklist

6 key things that you should be checking if you're self-employed, including business banking, taxes, planning and more

Security safe

Future proof your business

Prepare your business for the future with information on savings accounts, cash reserves and more!

Form on a computer

Filing your VAT return for Making Tax Digital

Find out the all you need to know about filing your VAT return using Cashplus Online banking

Self employed with percentage symbol and pound sign

7 ways to save money on tax when you're self-employed

From allowable expenses to tax relief, charity donations and more. We cover it all in our latest guide! 

Briefcase symbol within a shield

Why every business should consider cyber risk

Find out the potential types of cyber risk and how cyber insurance could benefit your business and what it can cover

Freelancer sitting on laptop

Picking the right insurance as a freelancer

In this article we have outlined what key considerations freelancers should take into account when picking the right insurance

Digital software on laptop

Using digital software to file your tax return

Find out the benefits of using digital software to check and file your tax return, so you can be ready for Making Tax Digital

Briefcase and shield

Picking the right insurance for your business

What key considerations business owners should take into account when picking the right insurance.

Calculator within cloud

The benefits of cloud accounting

Find out all you need to know about cloud accounting, and how it could be beneficial to your business

Car symbol on a form

Is leasing a car tax deductible?

Looking to lease a vehicle when you’re self employed? Our guide will cover everything you need to know for reporting & paying tax

Umbrella covering money

Understanding business insurance

Learn about what types of insurance are available, when you should get it, and more. 

Taxi symbol

New compliance check for Taxi drivers

Find out all you need to know about the new compliance check coming in to force in April 2022

Online shopping cart

Getting started with ecommerce and selling online

Learn about the benefits of ecommerce and how to be successful

Person with work symbols above their head

Choosing becoming a between sole trader or limited company

Find out the advantages of being a sole trader or limited company, and how they can differ for tax

Home and measuring ruler

Making Money Online: When a hobby becomes taxable income

Monetising your hobby? Find out all you need to know about declaring it to HMRC and more. 

Percentage symbol

SEISS grants and your tax return

Learn about the SEISS grants and how to record them for HMRC

Self employed sitting at desk

The First 5 Steps to Self-Employment

Learn about income tax, insurance, UTR numbers and more in our guide

Briefcase

A Guide to the 2021 Budget

Our breakdown of the 2021 budget announced by the UK Government and what it means for SMEs

Envelope with tax letter in it

Prepping for the New Tax Year

Our best tips on how you can get ready for the new tax year, and potentially even reduce your tax bill

Magnifying glass with percentage symbol in the middle

Tax self-assessment review

Our guide to help you understand the latest tax changes and how you can plan ahead

Card machine with receipt coming out of it

Who needs a UTR number anyway?

We explain why, if you're a sole trader, partnership or limited company in the UK, a UTR (Unique Taxpayer Reference) number is important to you

Arrow pointing down toward pound sign

Understanding the SEISS Extension

With the Government extending the Self-Employed Income Support Scheme, we wanted to help explain it and let you know how you can make the most of it 

Spreadsheets with percentages

Business: Getting ready for tax

A quick guide preparing you for the 31st of January tax assessment deadline

 

Shopping bags

Black Friday Shopping Tips

We wanted to share some tips on how you can best navigate one of the busiest online shopping days of the year, Black Friday

Profile with locked symbol

Why we sometimes restrict accounts

We wanted to share why will only ever do this to protect our customers, or because of a legal obligation.  

Spreadsheet with a table

Record-keeping and Expenses for Sole Traders

We've written some tips and tricks with our friends at GoSimpleTax on how to stay on top of expenses and record-keeping. 

Desktop computer showing bank card

The Cashplus Online Banking Guide

Check out our best tips and tricks on how to navigate and make the most of Cashplus Online Banking

Mobile device showing bank logo

The Cashplus Bank App Guide

Check out our best tips and tricks on how to navigate and make the most of the Cashplus Bank App

Hand holding bank card

Additional Cards

How to add a trusted cardholder to your account

Mobile device with wallet

Managing your account through coronavirus

How you can make the most of your Cashplus account to assist you through the coronavirus

Mobile device showing security padlock

Mobile App: tips for Business customers

Six tips on how our Mobile App can help make running your Business that little bit easier

Remote working with laptop and mobile

Working from home

We've created a guide on how you can be organised and productive when you're working from home

Online scammer

Coronavirus scams

We've pulled together some useful tips on what to look out for when it comes to avoiding Coronavirus scams

Online browser shopping cart

Shopping safe online

We've put together a few tips for paying securely and avoiding scams, so you can shop safe online

HMRC logo

IR35

Knowing if and how it will affect those who are self employed

 

Bank cards with Mastercard logo outline

Mastercard Identity Check

All you need to know about the new Mastercard security check

 

Security lock

Cybersecurity Essentials

With cybersecurity threats on the rise, it's important to know how to spot a scam when you see one

Two people having a conversation

Talking to the Cashplus team

A guide to what you can expect when we contact you

 

Computer security

Cybersecurity

Cybersecurity is a hot topic these days, so we've pulled together the most important things you need to know for your business 

Mobile Device

Your Cashplus app - how to log in and trust your device

Follow this step by step guide to set up your Cashplus app

Desktop computer

How do I log in to Online Banking using the Cashplus Bank App?

Using the Cashplus Bank App to access Online Banking

Man with small food cart business

Your small business - First impressions

We've come up with some tips to help the way your business is perceived so you can compete with others in your industry.  

Laptop with security padlock

Cybersecurity and freelancing

We've teamed up with IPSE to bring you some great tips on how you can keep your Business safe online as a freelancer. 

Large receipt

What can I claim as an expense as a Sole Trader?

Unsure about what you can claim as an expense if you're a Sole Trader? We've got you covered in our latest article. 

Recycling logo

How can your business be more eco-friendly?

Read our tips on how your office can start to reduce it's carbon footprint and become environmentally friendly

Desktop computer showing checklist

Making Tax Digital: The six step checklist

Check out our checklist of everything you need to know about Making Tax Digital before you take the plunge

Computer showing gambling with a strike through it

Managing your account: Gambling block

We've just introduced the ability to block gambling transactions in our Bank App and Online Banking

Man standing outside a house

Buy-to-Let - Section 24

Read our guide on section 24, how it will affect you and how you can prepare for it.

Line graph with increasing trajectory

Business Money Saving Guide

Check out our infographic on how you can save some money when starting out your business!

Ratings meter showing high rating

Credit Scores Explained

We've written a few words on what a credit score is and why it should be important to you

Hand holding money

Money Saving Guide

Check out our list of alternatives on everyday things that you could save on!

Three stacked coins

#Cashplus500

We've built our very own money saving challenge for you to save £500!

Money going in and out

Improving Cash Flow

Here's a few tips on how you can go about improving the cash flow of your business

Family with two children

Teaching your kids about money

We've run through each age group and written about how you can help your kids manage their money 

Forecasting bar graph with increasing trajectory

Cash Flow Management: Forecasting

Learn more about how best to manage the incomings and outgoings of your business

Businessman on laptop computer

Contractors - 5 key considerations

Take a look at our five key considerations when it comes to banking and accounting for contractors 

Thinking businessman

Buying into a business

Our step-by-step guide for anyone thinking about buying into a business 

Computer showing data analytics

Online and Digital solutions

It's time to embrace technology when it comes to running your business

Holiday suitcase

Holiday Budgeting Tips

Here's some great tips on how you can enjoy your holiday to the max without burning a hole in your pocket

Computer showing analytics

Making Tax Digital

Our article should help you understand more about the initiative to make tax digital

Bar graph with increasing trajectory

Business Credit Score Explained

This clear guide helps you get a further understanding of what a credit score is and how you can improve yours

Wallet and receipt

Expense management tips for SMEs

We've written some tips on how you can best manage your business expenses.

Small business store front

Start-up success: Getting the basics down

Let's get your business started the right way with this easy-to-follow guide.

Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK.

For full website terms including information on Cashplus Bank, Mastercard and use of Trademarks, please see our full legal disclosures at https://www.cashplus.com/legal/.

Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). APS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140.

APS provides credit facilities subject to approval and affordability, and where accounts continue to meet APS credit criteria.

Mastercard logo