Lower cost banking for NFSP members

Just 0.3% to deposit cash and get 1% cashback on card spending

Open an account in minutes

We're helping keep small businesses at the heart of our communities. 

Get 1% cashback on every £1 you spend and earn up to £12,000 a year*. Plus get your first two year's annual fees refunded.  

It's time for a bank you can rely on. As the trusted banking partner for the NFSP, Cashplus Bank is making banking easier and fairer for every NFSP member. It takes just four minutes to apply and benefit from:

  • Simple cash deposits at any UK Post Office for just 0.3%
  • 24/7 account access online and in app
  • Friendly UK-based customer service
  • No monthly account management or purchase transaction fees
  • Improved tax reporting and record keeping for easier auditing
  • Integration with leading accountancy software
  • FSCS protection for your money up to £85,000
  • Free purchase protection
  • No need to switch - use Cashplus alongside your existing bank

Once your application's approved, your card will arrive in 3-5 working days. Simple.

Then you can:

  • Deposit cash or deposit money via bank transfer
  • Use your card online and instore or to withdraw cash
  • Pay bills, suppliers and expenses online
  • Sort and categorise spending on the go via the Cashplus Bank app

Banking on the go

Whether you're on a laptop or a mobile device, our Business Account is ideal for businesses on-site and on the go. Manage your account and card from the palm of your hand - simple and easy!

  • 24/7 online and app banking
  • Secure card controls like card blocking and PIN retrieval 
  • Instant notifications for payments and transfers
  • Capture and add digital receipts direct in the app
  • Track monthly money in and out, plus cashback earnings

We wish we had this account when we were starting out. So we made one for you.

The Cashplus Business Bank Account is designed with the needs of businesses in mind.

Our Business Bank Account can also be used to retain control of employee spend and reconcile expenses.

  • Track expenses, block certain transactions and cards
  • Order up to 20 additional cards
  • Download statements for each card in CSV format online
  • Manage cards and reconciliations online via a centralised management system
  • Integrated with leading accounting software

An ideal expenses solution

Would you like to know about our other Business account products?

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FSCS protection

Get added peace of mind knowing your money is protected up to £85,000 by the FSCS (Financial Services Compensation Scheme).

^Eligible customers with a Cashplus Business Bank Account (no annual fee) with 0.5% cashback receive 0.5% cashback on the first £200,000 of eligible card purchases each month. Cashback cannot be earned on cash advances, quasi-cash transactions, gambling, Government payments (including HMRC), ATM withdrawals, balance transfers, interest, fees and charges, non-member payment service provider payments, and non card payments.

*Eligible customers with a Cashplus Business Premier Cashback Account with 1% cashback receive 1% cashback on the first £100,000 of eligible card purchases each month. Cashback cannot be earned on cash advances, quasi-cash transactions, gambling, Government payments (including HMRC), ATM withdrawals, balance transfers, interest, fees and charges, non-member payment service provider payments, and non card payments.

Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK.

For full website terms including information on Cashplus Bank, Mastercard and use of Trademarks, please see our full legal disclosures at https://www.cashplus.com/legal/.

Advanced Payment Solutions Limited (APS) provides credit facilities subject to approval and affordability, and where accounts continue to meet APS credit criteria. APS is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA. Our Firm Reference Number (FRN) is 671140.

♦Calls to 03 numbers cost no more than a national rate call to a 01 or 02 number and will count towards inclusive minutes in the same way as 01 and 02 calls. Calls may be recorded.

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